Address: Advice on Debenture and Interest Ltd., No 1 Oxbow, Crescent, Frosterley Park, Centuryway, Century City, 7441, Cape Town, South Africa. Tel: +27 (0)21 521 1498
Advice on Debenture and Interest Ltd.

Personal Loan

Product Features

We realize your all out efforts to develop the quality of life, but necessities no longer wait for your savings to accumulate. Sometimes, it gets very difficult to meet ever changing needs. ADIN, one of the largest financial institutions of the country, can help you achieve your aspirations with a Personal Loan that is appropriate for you. IDLC Personal Loan – financing for all your need!


ADIN is your first choice for availing Personal Loan because we provide you

  • Lowest interest rate
  • Lowest charges and expenses
  • Dedicated service
  • Quicker loan approval


Our product is designed and developed to support your various needs including:

  • Education
  • Marriage
  • Local or foreign travel.
  • Purchase of consumable items
  • Medical treatment for individual

Types of Personal Loan

You can have two types of loan under our Personal Loan facility: Secured Personal Loan, when it is supported by any of the following:

  • Cash Security
  • Assignment of salary
  • Assignment of retirement benefits

Unsecured Personal Loan is not supported by any security under specific conditions of ADIN

Loan Amount

We are offering a facility ranging from Rand 50,000 to Rand 1 million to suit your requirement

Loan Tenure

We can extend the facility from a minimum of 1 year to a maximum of 3 years


Repayment facility can be through Equal Monthly Installments (EMI)

How to Apply

Please submit the complete application form, along with the required documents, at your nearest ADIN branch office