With the Home Loan you can purchase your dream home. We offer you the most suitable Home Loan facility to suit your requirements. With so many lucrative benefits, the home you always wanted is no longer a dream.
You will be eligible for our Home Loan facility if you are:
Monthly net income, age, qualifications, value of property, monthly expense, other fixed obligations, nature of service or business, savings habits etc. are taken into consideration.
For residential purpose, 60% of the purchase price, including registration cost, or 70% of the construction cost of residential house can be offered as Home Loan.
For commercial purpose, 50% of the purchase price, including registration cost, can be offered as Home Loan.
Commercial Purpose: Maximum 10 years for any profession
The whole facility has to be repaid through Equal Monthly Installments.
Mortgage of the property itself or any other equivalent security, as allowed by ADIN policy.
We offer you a competitive interest rate with lower fees and charges. We set interest rates by taking into consideration a customer’s status, amount borrowed and repayment terms. Please cope with any of our branch offices for current rate and charges.
Mortgaged asset should have fire insurance by any ADIN nominated insurance company.
Please submit the complete application form, along with the required documents, at your nearest ADIN branch office.